CAS provides stop‐loss marketing and PPO analysis options for Wellness Programs, Disease Management, Medical Advocate Services and Pharmacy Benefits Management.
CAS offers administration of Health Reimbursement Arrangement (HRA) and Health Savings Accounts (HSA) with an available debit card option.
High-deductible health plans (HDHP) typically offer lower monthly premiums than traditional health plans. With an HSA-qualified HDHP, the employee can take the money saved on premiums and invest in the HSA. Although the employee is responsible for the initial healthcare costs until the deductible is met, money saved on premiums is ready and waiting to pay for qualified medical expenses. In addition, HDHPs generally provide 100% coverage for preventive care services, such as routine doctors visits and annual physicals.
Flexible Spending Accounts (FSA) are employer-sponsored savings accounts. Employees determine a pre-taxed amount to be withheld from their paycheck to pay for qualified out-of-pocket medical, dental, and vision expenses including deductibles, copays, and coinsurance. CAS also administers limited-purpose FSA for HDHP and dependent care FSA for all plans.
CAS works with employers on self-funded dental and vision plan administration. Employers will receive detailed financial and utilization reports each month.
CAS will provide the employer with the opportunity to forgo carrier retention costs while still allowing participants to seek dental and vision care from any licensed dental provider.
CAS administers general and event notices, disability extensions and excellent COBRA customer service.
CAS recognizes that the process of reconciling and paying each carrier invoice can be quite time consuming. It is our goal to simplify this process for you, saving you valuable time and money. We will receive the monthly billing statements from each carrier and reconcile them using our enrollment and eligibility system to ensure that you are paying accurate premium amounts each month. Our billing manager will identify and resolve all billing discrepancies so you don’t have to deal with them. This ensures your employees have accurate coverage selections so you don't overpay a carrier. Employers can simply send one monthly payment to CAS and it will be broken out to each of the carriers.